With increasing volatility, changing financial cycles and rapid technological disruption, investors are increasingly seeking clarity and certainty. Muhammad Rasoul, CEO of Amana, offers a grounded and straightforward perspective on how people can navigate today’s complex financial environment – emphasizing discipline, long-term thinking and the importance of self-awareness.
Reflecting on the turmoil that has become a hallmark of the global economy, Rasoul believes that investors must start with an honest assessment of their circumstances. Rasoul says: “I think investors need to be honest with themselves when it comes to investing,” said Rasoul. “If they do that and work with a solid construction of a diversified portfolio, it will make it easier to manage their emotions through flexibility.” He warns that the combined timelines and short-term pressures remain a major risk. “If they are not there, then they put money at risk when they have short-term needs, they will end up with many challenges and the world may be financially damaged, because they will not be able to manage equally.”
Gold, bitcoin, and the role of defensive assets
With gold near historic gaps, its purpose in today’s portfolio remains a topic of debate. Rasoul doesn’t measure his opinion on its long-term value. “I think you should look at gold as a hedge against inflation. If that’s the basis, then the price doesn’t matter, as gold has shown to track inflation over time and reverse it.”
He emphasizes that the role of gold is not to achieve the stated return but to strengthen the portfolio. “That means it’s not a source of absolute return, but rather a balancing effect on your other assets based on deslationary currencies like the USD,” added Rasoul.
Rasoul draws parallels between gold and digital assets. “The same concept can be applied to BTC as well. Many investors mistake trading and investing in gold as a single investment, as if it’s a lot, and it’s not. It is.”
Technology always lasts forever
Despite macroeconomic uncertainty, Rasoul sees one clear driver of future growth. “One thing is certain in my mind: Technology will continue to evolve and become part of our lives,” Rasoul said. “Of course, investing in the technology sector around the world, is the only very cheap strategy – given, your time horizon is more than 5 years for any money invested in those markets.”
When it comes to managing risk in equity markets, he simply comments: “I think both gold and BTC can play a role in this.”
Rasoul’s view on digital goods is logical and optimistic. “Digital assets like all asset classes are very high risk. I would agree with that, and most of them have nowhere to put in a person’s risk unless it’s a portfolio with 5-year lows.”
However, he sees a clear purpose in them for the right type of investor. “If that’s the case, then I think they’re very important and they’re a way for someone to increase the total return and they’ll help offset the impact of inflation,” he notes.
Rasoul is convinced that the real transformation lies in the application of Blockchain in real-world assets, especially in the future. “I think Cothenization of real world assets is very clearly the end game of financial markets, with DLT / Blockchain becoming the building blocks of this.”
He predicts a rapid evolution: “If I thought that 5 years from now we will be seeing a great acceleration in this way, and 10 years from now the lion’s share will complete their evolution in this gadigm.”
Building a Passion Portfolio
With rasoul, build a portfolio first before the first trade. “Before building any portfolio – and this is the tedious part – you have to have a sense of financial security. If you don’t have emergency cash or you’re over-saden with credit, you’re going to have a hard time doing it right.”
He explains the sequence that causes many investors. “Once you’ve got your debt down or in full, and you have 6 months of emergency cash, then you’re ready to start building your investment strategy,” says Rasoul.
Space time, he insists, is important. “A portfolio to be invested over the next 5 years is different from one to 20. So you need to think about your timeline, how much you can invest, and how you will be able to invest.”
When asked for a simple outline of assignments, the injured defenders: “This is something that depends on the individual.”
Liquidity and Reparancing, however, are indisputable. “The most important thing. Liquidity is as important as something you can think about, and every year you have to do it again.” But showing up is always very important. “The most important thing is that Frank talks to you about whether the original portfolio still works with your goals and objectives,” adds Rasoul.
The power of information and user-centered platforms
At AMANO, empowering investors comes down to two things: education and cost transparency. “Knowledge and cost,” said Rasoul. “I wish more people would put in the work to educate themselves, and I wish more people would use research to see how much it pays to trade and/or invest in the markets.”
He points out that awareness alone can increase revenue significantly: “If people do that, I think it will lead to 2-5% more per year in Alfa in their portfolios.”
For active investors, he says there is no magic tool that guarantees success. “This is about the mind.”
But he highlights what sets Amana’s platform apart. “Amana is unique because it was built by people with almost 30 years of practical, hard-earned knowledge – real teeth as traders and investors who understand the frustrations and gaps in traditional platforms,” said Rasoul.
“It’s designed to strip away that complexity and give people an all-in-one, intuitive, easy-to-use view that brings together everything you need to work money in one place.”
Long-term focus above all else
If the rasoul were to offer one piece of wisdom analysis, it would be about patience and attitude. “The amount of time you invest in your investment will be the biggest factor in your success with that investment. Don’t pay too much attention to what happens in the short term.”
He emphasizes the importance of thoughtful preparation. “Pay attention to the work you need to do before investing to make sure it’s done using your God-given gift, not some kind of FOMO about participating in the markets.”
