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GCC Banks Post H1 2025 Results with 13.2% ROE Despite Margin pressure

The benefit and quality of the advanced property and even the reduction of interest rates and financial disabilities began to measure margins.

The report notes that the GCC’s economy foretells that he increased by 3 percent in 2025 and 4.1 percent in 2026, are supported to invest in infrastructure, diversity, and private growth.

GCC bank growth

The OIL GDP is expected to increase by 1.7% by 2025 before accelerating 5.4% of 5.4 per year 2026, by the non-oil running to drive region.

MaYur Pau, Meni Financial Officer Services, said: “The first part of 2025 shows the intensity of the GCC Bank sector

“As diarrhel’s diagnosis, stability and pre-learning planning, the industry will continue to play a major role in supporting local economic change.”

The internal refund in Equity (ROE) stood 13.2 percent, supported by non-interest and practical achievements.

The cost-effective cost of cash-based income is 32 percent, indicating the performance of the APTIVATION and digitatation.

The quality of the asset has been reinforced, with unemployed loans that descended from 2.4 percent from 2.8 percent a year before.

Coins remained above 140 percent, and the reinforcement has been reinforced at normal Tier 1% of the 17.5 percent of the 18.9 percent.

Margity and Financial Pressures

Without strong support, banks are facing pressures from the reduction of a measure and funding conditions. The NET MARGINS was reduced by 2.6 percent in H1 2025, down from 2.8 percent at the same time last year, with another pressure is expected after September 2025.

Liquidity also strengthened, with a loan loan rating up to 94.1 percent 90.7% of H1 2024.

The Mayur Pau is added: “Bank profits remains strong, is reserves unemployment and quality income and the quality of the commodities.

“However, the lowest martins are lower under pressure that follows the reduction of the level used by the end of 2024, caused by the loan that collapses.

However, banks are zealously separated by income spread and improving efficiency in order to strengthen the profit.

Alteration

It is highlighted that banks agree with the long term changes in a sustainable embedding, accelerating the digital transformation, and preparing the emergence of regulatory requirements.

The Adoption of Ai-Driven Banking, Development Places, and Compatibility with Basel III and AML / CFT structures are always first.

According to the report, these programs are reorganizing business models and placing GCC banks to compete for long-term economic separation and technical change.

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